When a merchant integrates their e-commerce website with a hosted payment gateway, the customer is directed to the payment service provider's checkout page to complete the transaction. Once the customer clicks the "buy" button, they are redirected to the payment gateway's web checkout page. Before choosing a hosted payment gateway, the merchant must ensure that the payment service provider offers a high level of security with PCI and DSS compliance. After reaching the payment service provider's website, the customer needs to select their preferred mode of payment and enter relevant details for the transaction. Once the transaction is confirmed, the customer is directed back to the merchant's website for order confirmation.

Pro-hosted payment gateways, also known as self-hosted payment gateways, refer to checkout pages that are hosted by the merchant's website. These gateways are preferred by merchants who want greater control over their customers' experience. The key difference between hosted and self-hosted gateways lies in the way data is collected. With a self-hosted gateway, data is collected by the merchant's website and then submitted to the third-party payment gateway for authorization. This results in a faster checkout process, as the entire transaction takes place on a single website without any redirection. Furthermore, merchants have full control over the user experience without deviation to any other site. For a Pro-hosted payment gateway, merchants must be PCI certified.

API hosted payment gateway refers to a payment gateway that allows merchants to integrate payment processing functionality directly into their website or application using an API (Application Programming Interface) or HTTP queries. This type of payment gateway typically provides a secure and seamless payment experience for customers by allowing them to complete their transactions on the merchant's website or application, without being redirected to an external payment page. The difference between an API payment gateway and hosted payment gateway is that the customer is not redirected to PSP’s website and yet they can customise the checkout page according to their website's look and feel. API-hosted payment gateways also provide merchants with real-time transaction reporting and analytics.

Before selecting a payment gateway for your business, it is essential to determine the requirements and infrastructure that will be suitable for your industry. Pay10 is a highly scalable and device-agnostic payment platform that utilizes a server hosted by AWS, a dependable cloud provider that adheres to unparalleled data security standards. Our payment gateway is device-agnostic, offering both hosted and self-hosted options, both of which are supported by Application Programming Interfaces (APIs) that can be easily integrated with the merchant's existing platform.

Our omnichannel payment platform strives to be a trusted PSP offering 360-degree services to our customers in India and beyond. We are dedicated to delivering perpetually committed, optimally effective, secure, seamless, accessible, and socially efficient payment solutions, where innovation and technology are critical components.