Pay by Bank
No Cards. No Detours. Just Bank-to-Bank
Payments, without the middle layer
Pay by Bank moves money directly between banks, in real time, with your explicit consent, built on open banking infrastructure regulated by the central banks.
Bank-to-Bank payments, simplified
Direct Bank Payments
Enable secure account-to-account payments directly.
Consent-Driven Security
Every transaction is customer-authorized through a trusted banking app.
Instant Settlement
Payments are processed instantly, from authorization to settlement.
Why Choose Pay by Bank
Direct by Design
Payments move securely from bank account to bank account, without card networks.
More Efficient
Lower processing costs through a streamlined payment infrastructure.
Trusted Security
Every payment is authenticated by the customer’s bank with explicit user authorization.
From Checkout to Confirmation, in 3 Simple Steps
A seamless account-to-account payment experience that combines customer control with real-time payment confirmation.
Choose Pay by Bank
Select Pay by Bank at checkout and choose your preferred banking partner.
Authenticate Securely
Review and authorize the payment directly through your banking application using built-in authentication.
Instant Payment Confirmation
The payment is processed in real time, with immediate confirmation for both customer and merchant.
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Ready to move money differently?
Talk to our team about bringing Pay10's payment solutions to your business.